Maltepe Eve Gelen Escortizmir yeşilyurt escortbodrum escortizmit escortgaziosmanpaşa escortkarbon ayak izi hesaplamaşişli escort bayanElitbahisBetandreasgaziantep escortgaziantep escortantalya escort bayanmanavgat escort bayanmaltepe escortkurtköy escortataşehir escortkartal escortümraniye escortbostancı escortkadıköy escortBahçeşehir EscortBostancı EscortKadıköy escortAnadolu yakası escortAtaşehir escortizmir escort bayanbedava bonus veren siteler1xbet kayıtüzü Escortantalya escortescort marmarisankara escortgrandpashabet girişankara escortJojobetcasibomBayWinAlobetPendik Escort
FinanceHealth and Fitness

Advantages Of Aditya Birla Health Insurance Policies

Aditya Birla health insurance policies provide complete coverage to you and your family during medical emergencies and protect your finances from exhaustion. Aditya Birla offers a wide range of health insurance policies, including Activ Health Platinum Enhanced, Aditya Birla Activ Secure Policy, Aditya Birla Activ Assure Diamond Policy, Aditya Birla Arogya Sanjeevani Policy, and others. These insurance plans offer extensive advantages to an insured.

Some of them are:

Lifetime Renewability

With the lifetime renewability feature, the policyholder can renew his existing policy lifelong without any restrictions. Aditya Birla’s health insurance policies promise low premiums and take off the financial burden in case of medical contingencies.

Cashless Benefit

You can make easy cashless claims with Aditya Birla health insurance policies and focus more on the medical care you need without worrying about the expensive bills. Avail cashless claims at any one of their 10,000+ network hospitals in case of emergency or in for planned hospitalisations. If you want more information regarding cashless benefits, then you can take the help of their care managers. They assist in filing a claim, understanding policy documents, and managing hospital discharge paperwork.

High Incurred Claim Ratio

It is the ratio of the total claims settled by an insurance company to the total premium collected in one financial year. Incurred claim ratio signifies the insurer’s ability to meet the approved claims. You should always invest in an insurance company with a high ICR. The ICR of Aditya Birla health insurance for the FY 2018-19 was 59%. However, ICR can change with time.

Chronic Management Program

By investing in Aditya Birla health insurance plans, you can enjoy its Chronic Management Program. It is a specialised program for individuals with chronic health conditions such as diabetes, asthma, blood pressure, high cholesterol, hypertension, and more. You can book appointments, lab tests, consultations with certified doctors, nutritionists, and specialists, and even order medicines. There is no maximum age limit for entry to the program.

High Claim Settlement Ratio

It is the number of claims settled by an insurance company against the total claims filed in a financial year. A higher claim settlement ratio indicates the credibility and reliability of an insurer. In 2019-20, Aditya Birla health insurance had a good claim settlement ratio of 70.81%.

Attractive Health Returns

Health returns are the monetary awards given to the policyholders for following a healthy lifestyle. You can accumulate them over time and redeem them when you want. To earn more rewards, you must try to stay healthy and fit. Aditya Birla insurance policies offer health returns which can be used to get medicines, pay for premiums, medical bills, diagnostic tests, or health emergency expenses.

Wellness Coaching

Those facing difficulty in staying healthy can take the help of a wellness coach. Aditya Birla health insurance runs a wellness coaching program that assigns a health expert to each policyholder. The coach helps you get rid of unhealthy habits and follow a healthy lifestyle. The program offers services in weight management, smoking cessation, chronic conditions and arranges consultations with doctors, counsellors, and specialists.

 Medical Expenses Coverage

Aditya Birla health plans offer comprehensive coverage benefits to its policyholders at an affordable premium. The plans cover pre-and-post-hospitalisation costs, ambulance costs, daycare and alternative treatment expenses, in-patient hospitalisation expenses, organ donor expenses, domiciliary hospitalisation, and sum insured rebound. These plans also encourage customers to maintain a healthy lifestyle by getting premium discounts and rebates.

Second E-Opinion

Aditya Birla health insurance plans allow its customers to get a second e-opinion from a panel of domestic or international medical practitioners and specialists in case of critical illnesses.

Tax Benefit

The premium paid towards your health insurance is tax-deductible under Section 80D of the Income Tax Act. With Aditya Birla health insurance policies, an individual and a senior citizen can claim a maximum deduction of ₹25,000 and ₹30,000, respectively.

Provides Additional Cover

Group health insurance policies taken by the employers for their employees may sometimes not be enough. Depending on your requirements, such policies may fail to safeguard you completely due to insufficient coverage and low insured value. Thus, buying a separate plan along with the current group health policies is essential. Other insurers, such as Niva bupa health insurance, also provide attractive health insurance policies. Aditya Birla health insurance plans offer additional coverage to individuals at low premiums.

Free Health Checkup

You can benefit from free health checkups by investing in Aditya Birla health insurance policies. However, this in-built benefit can be enjoyed after the completion of a certain number of policy years. Health insurance companies provide this benefit to ensure their policyholders stay healthy.

In Conclusion

Getting an Aditya Birla health insurance policy offering comprehensive coverage and additional benefits is a wise decision. You can research the market well to get a suitable health insurance plan for yourself or your family.

Read more: Overcome Academic Hurdles That You Face During Nursing Assignment Tips


Related Articles

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button

Adana escort Alanya escort Anadolu yakası escort Ankara escort Antalya escort Ataköy escort Avcılar escort Avrupa yakası escort Bahçelievler escort Bahçeşehir escort Bakırköy escort Beşiktaş escort Beylikdüzü escort Bodrum escort Bursa escort Denizli escort Esenyurt escort Eskişehir escort Etiler escort Fatih escort Gaziantep escort Halkalı escort İstanbul escort İzmir escort İzmit escort Kadıköy escort Kartal escort Kayseri escort Kocaeli escort Konya escort Kurtköy escort Kuşadası escort Kocaeli escort Kurtköy escort Maltepe escort Malatya escort Mecidiyeköy escort Mersin escort Nişantaşı escort Pendik escort Samsun escort Şirievler escort Şişli escort Taksim escort Ümraniye escort

canlı casino siteleri casino siteleri 1xbet giriş casino sex hikayeleri oku